{"id":154,"date":"2025-09-12T04:16:24","date_gmt":"2025-09-11T22:46:24","guid":{"rendered":"https:\/\/myexpenseplanner.in\/blog\/?page_id=154"},"modified":"2025-09-21T15:35:21","modified_gmt":"2025-09-21T10:05:21","slug":"sip-calculator","status":"publish","type":"page","link":"https:\/\/myexpenseplanner.in\/blog\/sip-calculator\/","title":{"rendered":"SIP Calculator \u2014 Estimate Your Investment Returns | MyExpensePlanner"},"content":{"rendered":"\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<title>SIP Calculator \u2014 MyExpensePlanner<\/title>\n<meta name=\"description\" content=\"Calculate your SIP returns and see the total investment, returns earned, and projected value using our interactive SIP Calculator.\">\n<style>\nbody {\n  font-family: Arial, sans-serif;\n  background: #f4f4f9;\n  margin: 0;\n  padding: 20px;\n}\n\n.container {\n  max-width: 700px;\n  margin: auto;\n  background: #fff;\n  padding: 20px;\n  border-radius: 12px;\n  box-shadow: 0 2px 10px rgba(0,0,0,0.1);\n}\n\nh1 {\n  text-align: center;\n  color: #333;\n}\n\nlabel {\n  display: block;\n  margin: 10px 0 5px;\n  color: #555;\n}\n\ninput {\n  width: 100%;\n  padding: 10px;\n  margin-bottom: 15px;\n  border: 1px solid #ddd;\n  border-radius: 6px;\n}\n\nbutton {\n  width: 100%;\n  padding: 12px;\n  background: #007bff;\n  color: white;\n  border: none;\n  border-radius: 6px;\n  cursor: pointer;\n  font-size: 16px;\n}\n\nbutton:hover {\n  background: #0056b3;\n}\n\n.back-btn {\n  background: #555;\n  margin-top: 20px;\n}\n\n\/* Results + Chart Layout *\/\n.results-container {\n  display: flex;\n  gap: 20px;\n  margin-top: 20px;\n  align-items: center; \/* vertical centering on desktop *\/\n  justify-content: space-between;\n  flex-wrap: wrap; \/* allows stacking on mobile *\/\n}\n\n.results-boxes {\n  flex: 1;\n  min-width: 220px;\n  display: flex;\n  flex-direction: column;\n  gap: 12px;\n}\n\n.results-chart {\n  flex: 1;\n  max-width: 300px;\n  min-width: 220px;\n  display: none; \/* hidden until calculation *\/\n}\n\n\/* Result cards *\/\n.result-card {\n  padding: 12px 16px;\n  border-radius: 8px;\n  font-size: 15px;\n  font-weight: 600;\n  color: white;\n  text-align: center;\n  box-shadow: 0 2px 6px rgba(0,0,0,0.12);\n}\n\n\/* Card colors *\/\n#totalInvested { background: #10b981; } \/* green *\/\n#totalReturns { background: #2563eb; }  \/* blue *\/\n#finalValue { background: #9333ea; }    \/* purple *\/\n\n\/* Mobile responsiveness *\/\n@media (max-width: 768px) {\n  .results-container {\n    flex-direction: column;\n    align-items: center;\n  }\n  .results-chart {\n    max-width: 100%;\n  }\n}\n\ncanvas {\n  margin-top: 0;\n}\n<\/style>\n<\/head>\n<body>\n\n<div class=\"container\">\n  <h1>SIP Calculator<\/h1>\n\n  <label for=\"monthly\">Monthly SIP Amount (\u20b9)<\/label>\n  <input type=\"number\" id=\"monthly\" value=\"5000\">\n\n  <label for=\"duration\">Duration (Years)<\/label>\n  <input type=\"number\" id=\"duration\" value=\"10\">\n\n  <label for=\"rate\">Expected Annual Return (%)<\/label>\n  <input type=\"number\" id=\"rate\" value=\"12\">\n\n  <button onclick=\"calculateSIP()\">Calculate<\/button>\n\n  <!-- Results + Chart Side by Side -->\n  <div class=\"results-container\">\n    <div class=\"results-boxes\">\n      <div class=\"result-card\" id=\"totalInvested\">Total Invested: \u20b90<\/div>\n      <div class=\"result-card\" id=\"totalReturns\">Total Returns: \u20b90<\/div>\n      <div class=\"result-card\" id=\"finalValue\">Final Value: \u20b90<\/div>\n    <\/div>\n    <div class=\"results-chart\">\n      <canvas id=\"chart\" width=\"400\" height=\"300\"><\/canvas>\n    <\/div>\n  <\/div>\n\n  <a href=\"financial-calculators\"><button class=\"back-btn\">Back to All Calculators<\/button><\/a>\n<\/div>\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script>\n<script>\nlet chartInstance;\n\nfunction calculateSIP(){\n  const monthly = Number(document.getElementById('monthly').value);\n  const years = Number(document.getElementById('duration').value);\n  const rate = Number(document.getElementById('rate').value)\/100;\n\n  const n = 12; \/\/ monthly compounding\n  const totalMonths = years * 12;\n\n  \/\/ Future Value formula for SIP\n  const fv = monthly * (Math.pow(1 + rate\/n, totalMonths) - 1) \/ (rate\/n) * (1 + rate\/n);\n  const invested = monthly * totalMonths;\n  const returns = fv - invested;\n\n  document.getElementById('totalInvested').innerText = `Total Invested: \u20b9${invested.toLocaleString()}`;\n  document.getElementById('totalReturns').innerText = `Total Returns: \u20b9${returns.toLocaleString()}`;\n  document.getElementById('finalValue').innerText = `Final Value: \u20b9${fv.toLocaleString()}`;\n\n  \/\/ Show chart container\n  document.querySelector('.results-chart').style.display = 'block';\n\n  const ctx = document.getElementById('chart').getContext('2d');\n  if(chartInstance) chartInstance.destroy(); \/\/ destroy previous chart\n\n  chartInstance = new Chart(ctx, {\n    type:'doughnut',\n    data:{\n      labels:['Invested','Returns'],\n      datasets:[{\n        data:[invested, returns],\n        backgroundColor:['#10b981','#2563eb'],\n        hoverOffset:6\n      }]\n    },\n    options:{\n      responsive:true,\n      plugins:{legend:{position:'bottom'}}\n    }\n  });\n}\n<\/script>\n\n<\/body>\n<\/html>\n","protected":false},"excerpt":{"rendered":"<p>SIP Calculator \u2014 MyExpensePlanner SIP Calculator Monthly SIP Amount (\u20b9) Duration (Years) Expected Annual Return (%) Calculate Total Invested: \u20b90 Total Returns: \u20b90 Final Value: \u20b90 Back to All Calculators<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-154","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/myexpenseplanner.in\/blog\/wp-json\/wp\/v2\/pages\/154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myexpenseplanner.in\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myexpenseplanner.in\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myexpenseplanner.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/myexpenseplanner.in\/blog\/wp-json\/wp\/v2\/comments?post=154"}],"version-history":[{"count":14,"href":"https:\/\/myexpenseplanner.in\/blog\/wp-json\/wp\/v2\/pages\/154\/revisions"}],"predecessor-version":[{"id":338,"href":"https:\/\/myexpenseplanner.in\/blog\/wp-json\/wp\/v2\/pages\/154\/revisions\/338"}],"wp:attachment":[{"href":"https:\/\/myexpenseplanner.in\/blog\/wp-json\/wp\/v2\/media?parent=154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}